Visit cafdn.org to learn more about Children’s Aid Foundation of Canada

Building Brighter Futures through ‘Mothers in Mind’

The Royal LePage® Shelter Foundation™ is proud to announce a $50,000 grant to the Children’s Aid Foundation of Canada (CACF) in support of their innovative Mothers in Mind (MIM) program. MIM is a trauma-informed, evidence-based initiative designed to support mothers who have experienced intimate partner violence (IPV) while promoting the well-being of their young children.

In collaboration with experts in child welfare, child development, and family violence, MIM provides targeted parenting support that strengthens the bond between mothers and their children while helping them heal from trauma. The program is integrated within child protection agencies, where groups are co-facilitated by clinical and child protection staff, ensuring a seamless combination of expertise in children’s mental health and child welfare services.

Exploring the Need

IPV continues to be a major issue in Canada, with serious consequences for both women and children. The impact of IPV often increases the likelihood that children will become involved in the child welfare system, affecting their development and long-term well-being.

• 100 municipalities in Ontario have declared IPV an epidemic1

• 50% of child welfare investigations in Ontario are IPV related2

• 40% of Canadian women have experienced IPV over the last decade3

Children exposed to IPV are: 

• more likely to experience developmental delays4

• at higher risk for learning disabilities, behavioural issues, and mental health challenges4

• more vulnerable to homelessness, poverty, and future involvement in violence, either as victims or perpetrators4 

Program benefits

• Quality one-on-one time. On a weekly basis, MIM provides children under four with an opportunity for connection and play with their mothers alongside other children close in age

• Stronger attachments. Mothers and children build vital bonds and warmer, more patient responses to each other and themselves.

• Improved confidence. Mothers gain valuable parenting experience and take away strategies and tools they can continue to use well after the program ends. 

• Community and connection. With this approach, mothers feel less alone as they connect meaningfully with other women, many of whom have similar histories and life experiences.

“This investment is far more than just financial,” said Lisa Gibbs, Executive Director, Royal LePage Shelter Foundation. “We are deeply aligned with the CACF mission to break the cycle of family trauma and strengthen the vital bonds between mothers who have experienced IPV and their young children.” 

Visit rlp.ca/donate to make a donation.

Ever notice how some spaces make you feel better? Maybe it’s the soft morning light streaming through a window, the soothing scent of lavender, or a room that’s clean and clutter-free. The way your home looks, smells, and functions can directly impact your mood, and small changes can make a big difference in your happiness and well-being.

Here are a few tips to help make your home into a feel-good space:

Switch up your wall art: What you look at every day influences your mood and mindset. Art that feels uplifting and inspiring can set the tone for your space.

Let the light in: Natural light is a proven mood booster. It regulates sleep, improves focus, and increases serotonin levels. Consider adding mirrors in darker spaces, cleaning your windows to allow more light in, and using warm LED bulbs for a cozy glow in the evenings.

Elevate your space with scent: Certain scents can promote calmness, energy, or relaxation, just like a spa or cozy cafe.Try diffusing lavender or chamomile essential oils for stress relief, or choose a citrus scent like lemon or grapefruit, which are known to boost energy and focus.

Brighten up your bedding: Your bedroom should feel like a retreat – dark, heavy colors can make a space feel dull and draining. Swap your bedding for lighter, airy tones like white, soft pastels, or warm neutrals, and consider adding texture with throw pillows or a cozy blanket for an inviting feel.

Declutter for a clear mind: A cluttered space can create mental overwhelm, while a tidy home promotes calm and clarity. Organize high-traffic areas with baskets and trays and consider donating unused items to create more open, breathable spaces

Your home should be a place that uplifts and energizes you. By making a few small adjustments, you can create a space that enhances your daily happiness, focus, and relaxation.

Thinking about a yard refresh? You might want to rethink that perfectly manicured lawn. Today’s homebuyers are shifting away from high-maintenance grass and prioritizing eco-friendly, low-maintenance landscapes that add both curb appeal and real value.

Here are a few low-maintenance designs you can integrate into your outdoor space today.

What’s In: Low-Maintenance and Sustainable Landscaping

• Drought-Resistant Plants: Native plants and xeriscaping are gaining popularity for their water efficiency and easy upkeep. 

• Pollinator Gardens: Flowers and plants that attract bees, butterflies, and birds boost biodiversity and require minimal care.

• Eco-Friendly Alternatives: Artificial turf, clover lawns, and ground covers are replacing traditional grass, offering lush greenery without the need for constant mowing.

• Functional Outdoor Spaces: Stone pathways, fire pits, and raised garden beds have been growing in popularity thanks to their usability without the extra work.

What’s Out: High-Maintenance Yards

• Large Grass Lawns:Constant watering, fertilizing, and mowing can turn buyers away.

• Complicated Flower Beds: While gardens are appealing, buyers prefer low-maintenance perennials over finicky flowers. 

• Extensive Landscaping Features: Water fountains and elaborate hedges may look nice, but they’re often viewed as extra upkeep and expenses.

Whether you’re selling your home or just want a refresh, opting for low-maintenance, eco-friendly landscaping can boost curb appeal without the hassle. 
For more advice on how to maximize your home’s value, check out the Royal LePage Blog.

Your home is prepared for winter, but what about the summer months?

We tend to think of home insurance in the context of wintery conditions: frozen pipes, roof leaks from melting snow, fallen trees and icy walkways. But, summer brings its own set of risks, and many homeowners aren’t aware of the potential gaps in their coverage. 

Imagine a summer storm knocks a tree onto your fence. Are you responsible, or is your neighbour? A guest slips near your pool — are you liable? Or, if a short-term renter causes damage, will your insurance cover the repair costs?

Before summer is in full swing, here’s what every homeowner should double-check in their insurance coverage.

Summer Storms: What’s Actually Covered?

Stormy weather, particularly in warm and humid months, can be unpredictable. High winds, hail, and heavy rain can do more damage than you think. While most home insurance policies cover storm-related damage, flooding can be a different story. Here’s what to check:

• Wind and hail damage: Confirm if your policy includes roof and structural repairs.

• Overland flood insurance: Standard plans may not cover overland/rainwater flooding.

• Tree damage liability: If a tree growing in your yard damages your neighbour’s property, who’s on the hook? Policies tend to vary on responsibility.

Poolside Risks: Are You Liable?

A pool is the ultimate summer luxury, a place for relaxation and making memories. Ensuring your insurance covers unexpected accidents means you can host poolside parties worry-free, knowing you’re protected if anything happens. If you don’t follow the regulations, your coverage may be void in the event of an accident. Here’s what to check:

• Liability coverage – $2 million is recommended if you have a pool.

• Guest access rules – Policies can limit coverage for non-household members.

• Safety compliance – You may require self-closing gates and fencing.

Renting Your Home? 

Listing your home or cottage on a short-term rental website like Airbnb, Vrbo or Booking.com? Your standard insurance policy may not cover guest-related damages or liability claims. Review your policy for:

• Home-sharing coverage: Some insurers don’t offer short-term rental policies.

• Guest damage protection: Airbnb’s Host Guarantee policy isn’t a replacement for insurance.

• Local bylaws and permits Some cities require permits in order to list a home for short-term rentals. Non-compliance could void coverage.

Protect Your Home Before Summer Starts

A quick insurance check-up now can save you from big headaches later.

Please check your local area if short term rental are allowed. In British Columbia there are many communities that short term rentals are not allowed or are limited.  

According to the Royal LePage® House Price Survey and Market Forecast, the aggregate1 price of a home in Canada increased 2.1% year over year to $829,400 in the first quarter of 2025. On a quarter-over-quarter basis, the national aggregate home price rose a modest 1.2%. When broken out by housing type, the national median price of a single-family detached home increased 2.8% year over year to $868,700, while the median price of a condominium increased 1.0% year over year to $598,000. 

Housing market activity has been softer than expected so far this year, especially in Ontario and British Columbia. Meanwhile, comparatively strong demand paired with low supply has led to price appreciation in the province of Quebec, the Prairies and Atlantic Canada, despite ongoing geopolitical tensions and economic uncertainty. 

“The typical spring market didn’t kick off as energetically as expected, and geopolitical uncertainty is playing a major role,” said Phil Soper, president and CEO, Royal LePage. “Even if these measures don’t directly impact housing, they contribute to a climate of caution that weighs heavily on large consumer decisions, at home and around the world.”

According to a recent survey,2 49% of Canadians say they are confident in the country’s economy today, including only 6% who are very confident. Meanwhile, 43% say they are not confident. Respondents in the province of Quebec are the most confident, while those in the Prairies are the least confident. 

“Canada has weathered economic storms before, including the 2008 financial crisis and the 2020 pandemic, emerging with a reputation for steady leadership and economic resilience,” said Soper. “The housing market continues to provide people with a reliable foundation in uncertain times, with price stability and mortgage default rates that remain among the lowest in the world. While some sectors will be harder hit than others by prolonged trade disruptions, both federal and provincial governments have the tools and fiscal capacity to support those most affected.”

Royal LePage is forecasting that the aggregate price of a home in Canada will increase 5.0% in the fourth quarter of 2025, compared to the same quarter last year. 

Learn more:

• National release: rlp.ca/Q1-2025-hps-release   

• Regional analyses: rlp.ca/regional-releases 

• Quebec Markets release: rlp.ca/Q1-2025-hps-release-QC   

• House Price Survey Chart: rlp.ca/house-prices-Q1-2025  

• Market Survey Forecast Chart: rlp.ca/market-forecast-Q1-2025  

• Consumer Confidence Survey Chart: rlp.ca/2025-consumer-confidence-survey

Owning an inground pool is like having your own private paradise; endless fun, relaxation, and memories to be made. But let’s be real, it also takes some work to keep that oasis in tip-top shape. 

Whether you’re a first-time pool owner or just looking to level up your maintenance game, this guide has you covered with everything you need to keep your pool sparkling.

Test and balance your pool water

Maintaining balanced water chemistry is critical for the health of your pool and the safety of swimmers.

• Test regularly: Use a testing kit or test strips to check the pH, chlorine, and alkalinity levels at least once a week.

• Balance pH levels: Keep the pH between 7.2 and 7.8 for optimal comfort and equipment longevity.

• Sanitize with chlorine: Maintain proper chlorine levels (1-3 ppm) to kill bacteria and keep the water clear.

Clean your pool regularly

A clean pool is a happy pool! Establish a routine to remove debris and prevent algae buildup.

• Skim the surface: Use a pool skimmer daily to remove leaves and debris before they sink.

• Brush and vacuum: Brush the walls and floor weekly to prevent algae growth. Invest in a robotic pool cleaner to save time and energy.

• Empty the skimmer basket: Ensure the skimmer basket is free of debris to maintain proper filtration.

Maintain your pool equipment

Your pool’s filtration system and equipment play a major role in keeping the water clean and safe.

• Check the pump and filter: Run the pool pump for 8 to 12 hours daily during the swimming season. Clean or replace the filter cartridge as needed.

• Inspect pool accessories: Regularly check ladders, rails, and diving boards for wear and tear.

• Backwash the filter: If you have a sand or DE filter, backwash it every 4 to 6 weeks or as needed to maintain efficiency.

Winterize your pool

If you live in a colder climate, properly closing your pool for winter is crucial.

• Balance the water: Before closing, adjust the pH, alkalinity, and calcium hardness to recommended levels.

• Clean and cover: Thoroughly clean the pool and install a sturdy pool cover to keep debris out during the off-season.

• Winterize equipment: Drain water from the pump, filter, and heater to prevent freezing.

Schedule professional inspections

Regular professional inspections can catch potential issues before they become costly repairs.

• Annual service: Schedule a yearly inspection of your pool and equipment by a certified pool technician.

• Leak detection: If you notice a sudden drop in water levels, consult a professional for leak detection services.

Add a personal touch

Your pool is part of your home, so make it a space you love. Consider adding decorative tiles, cozy seating areas, or stylish poolside landscaping to enhance its appeal.

With consistent maintenance, proper cleaning, and attention to water quality, you can keep your pool sparkling and ready for use all season long. Whether it’s skimming debris, balancing water chemistry, or investing in professional inspections, taking these steps will ensure your pool remains a source of relaxation and enjoyment for years to come.

When we think about decluttering our homes, we tend to focus on all the stuff we need to get rid of. But how did all of that “junk” get there in the first place? Junk doesn’t walk into your home uninvited. You open the door and – whoosh! – in it comes, carried by your own two hands. It’s time to stop inviting the clutter inside and break up with your junk for good.

If you’re ready to reclaim your space and call it quits with the chaos, here are eight easy ways to break up with your junk!

1. Set limits on items that tend to accumulate

How many grocery bags does a household need? Pick a number, any number. Then return extras to the grocery store. While you’re at it, part ways with wire hangers, and return them to the dry cleaner. Just say “no” to those promotional freebies like pens and keyrings. Setting these limits will ensure you have enough essential items, without feeling overwhelmed by your collection. 

2. Cut the paper clutter

Do you have important papers and receipts piling up, and aren’t sure what to do with them? To tackle the issue, it’s time to move on from old habits! Start by setting up a dedicated space, like an organized drawer, sleek storage box, or even a stylish accordion folder. Categorize your files, establish a regular decluttering routine, and do some recycling at home. Aim to store only essential items, digitize where possible, and consider using labels for quick identification. If you form the habit of promptly filing away new papers, it will ensure you have easy access to them while preventing clutter from stacking up.

3. Plan your purchases

How often do you buy something on impulse, only to discover that you don’t like or need what you bought? If you “shop ‘til you drop”, clutter is the price you pay. Whether it’s piling up items you won’t use, or collecting piles of receipts just in case you need to return items, your home can fill up quickly with clutter. Go shopping with a list and buy only what’s on it, or utilize services like online grocery shopping to avoid picking up random items when browsing the aisles. Keep in mind that today’s unplanned purchases inevitably become tomorrow’s junk.

4. Avoid overbuying

Buying some items in bulk makes sense if you have the space to store them. However, with items that deteriorate over time, it’s better to buy only what you expect to use before their expiration dates. Liquid laundry detergent, for example, has a shelf life of up to a year if unopened and six months after opening. So more isn’t always better – even if it’s on sale.

5. Strive for a “less is more” mentality

No matter how much you acquire, there’s always more to be had. What’s more inspiring than a house full of clutter is embracing the “less is more” philosophy. It’s better to have fewer possessions that you love and use than a house full of stuff just taking up valuable space. This concept works especially well for clothing. Build a capsule wardrobe. A few key, high-quality pieces will serve you much better than a closet stuffed with poorly made, fast-fashion pieces. When prioritizing this way, you’ll get much more use and enjoyment out of your items, so when it’s time to let them go, it feels easier to say goodbye!

6. Organize and update cluttered spaces

Go through your typical cluttered spaces, whether it’s junk drawers, under the bed storage, the top shelves, or even that chair in the corner covered in miscellaneous items. Remove clutter and donate any unused and previously-loved items to charity, recycle appropriate items, and trash anything broken or unusable. Once those spaces are cleared, it’ll be easier to maintain them and stay on top of any piling junk. Updating the area with nice décor may also help prevent items from piling up there. 

7. Commit to the “one in, one out” rule

For every item you invite into your home, send one item packing (or two if you’re really on a decluttering roll.) The more you exercise that “letting go” muscle, the stronger it becomes and the easier it gets to let go of junk. Recognize your weak spots; perhaps you collect shoes or hats. And, be sure to enforce this rule to avoid getting buried beneath a pile of stuff. 

8. Live a minimalist lifestyle today

Embrace a clutter-free present. Let go of the past and focus on what brings you joy today. There’s a reason why stuff from your past is collecting dust. If you’re saving things just in case you might need them someday, let them go. Focus on the present, rather than worrying about needing that extra item in the unforeseeable future.

Don’t let downsizing intimidate you — try to welcome the opportunity to organize your belongings and separate the items that no longer serve you from your most cherished possessions.

Downsizing can be a challenging task, especially when you need to sort through a lifetime of belongings, or transition from a large home into a more compact space.

The key to any big move is strategic planning, and leaving yourself enough time to complete the tasks at hand.

By following these four simple steps, you’ll be packed and ready for the next challenge (unpacking!) in no time.

Step 1. Will the furniture fit?

One of the first considerations when downsizing is whether or not your furniture and appliances will fit in the new space. After taking careful measurements, determine what pieces, if any, you’re able to hold on to. In some cases, it may be more beneficial to purchase new furniture that is more suitable to your new dwelling.

Sell, donate or dispose of any furniture that no longer serves you. If new furniture or appliances are required, start shopping early and get your orders placed, as some companies can take weeks or months to process your order!

Step 2. Decide on décor

When moving into a new space, the prospect of decorating with a new trend or theme can be exciting! Decide if you’re ready to welcome a new and fresh style, or if you’re content to keep your current collection.

If you are keeping what you have, decide if you are able to hold on to everything, and if not, which pieces will stay and which ones you’ll say goodbye to.

If you’re replacing your current décor, make a wish list of items that would complement your space, and wait until you’ve settled in to start shopping. You’ll have less to move this way.

Step 3. Purge your closet

Moving is the perfect time to go through your closet and ruthlessly establish what you need and what you don’t. A good rule to follow: If it doesn’t fit or you haven’t worn it in over a year, it’s time to let it go. Exceptions to the rule include sentimental items or special occasion outfits.

When sorting your clothes, simplify the process by having labelled bags or boxes ready for donation and disposal. Consider packing away seasonal clothing that won’t be worn before moving day.

Step 4. Keepsakes and collectibles

Although moving is a practical time to declutter, sentimental items are often the most difficult to detach yourself from. Be kind to yourself and have patience with the process.

Consider taking pictures of items that mean a lot but you can no longer hold on to, and consider storage solutions for anything you just can’t part with but don’t have space for in your new home.

When downsizing is approached with ample time and careful planning, organizing your belongings can be an empowering and rewarding experience. By following these steps, the moving process will be more manageable and allow you to enjoy the excitement of creating a feeling of ‘home’ in your new space.

Three in ten Canadians planning to retire within the next two years say they will carry a mortgage into retirement

Retirement marks an exciting new chapter for many Canadians, one filled with more personal time, the freedom to explore new interests, and possibly travel. For homeowners, it has traditionally also meant making the final payment on the family property and entering retirement mortgage-free. However, for a growing number of Canadians, that milestone is no longer a given.

A recent Royal LePage survey, conducted by Leger,1 suggests a new housing reality for older Canadians is taking shape. According to the survey, nearly three in ten Canadians (29%) who are planning to retire in 2025 or 2026 say they will continue to make mortgage payments on their primary residence into retirement. The trend seems to be accelerating, as affordability continues to challenge Canadians of all ages: only half as many senior households had mortgage debt approximately ten years ago. According to Statistics Canada, 14% of households with income earners aged 65 and over had a mortgage in 2016, up significantly from eight per cent in 1999.2

“The benefits of entering retirement as a homeowner with a paid-off mortgage are clear: more disposable income, insulation from interest rate changes, and even the emotional security that comes from knowing you’ll always have a place to live. In the era of rotary phones and station wagons, burning your mortgage was the economic finish line. Today’s retiree reality is much more nuanced,” said Phil Soper, president and CEO, Royal LePage. 

Nearly half of those planning to retire in 2025 or 2026 (45%) say that their mortgage is currently paid off, while another 6% say their mortgage will be paid off before retirement. 

Forty-six per cent of respondents approaching retirement say they will downsize their home within two years of ending full-time employment, while 47% say they will not.  

“Home price appreciation over the past 25 years has been a double-edged sword for today’s retirees,” said Soper. “On one hand, it has delivered unprecedented financial gains. On the other, this generation is far more likely to have carried mortgage balances that would have been unimaginable to their parents or grandparents. Our research confirms they are also much more likely to have provided financial assistance to their children to assist in their home ownership dreams.

“While previous generations may have viewed mortgage-free retirement as the only option, today’s retirees tend to be more open-minded. Traditional employment income may have dried up, but many are still comfortably managing their expenses and servicing mortgage payments, with income from investments, part-time work, or a working spouse.”

Should I stay or should I go? Retirees divided on downsizing

The decision to downsize in retirement is a highly personal one based on lifestyle preferences, and Canadians are largely divided on the matter, according to a recent Royal LePage survey of real estate professionals across the country.3 Nationally, 44% of respondents say that, in their respective markets, there is an approximately even split between those looking to downsize and those choosing to stay in their current homes; 28% say that a majority of people nearing or entering retirement are downsizing to a smaller home; 21% say that a majority of retirees are choosing to remain in their current home. 

“Downsizing in retirement is far from a given. For many homeowners, the decision to stay put or move to a smaller property is influenced by a combination of economic realities, lifestyle needs, and personal attachments,” said Soper. “Some see a smaller home as a practical and liberating choice – less maintenance, more liquidity to fund travel or to support their children’s home ownership journey. But for others, there’s no compelling financial reason to move. They enjoy the space that comes with a detached home – for gardening, entertaining, or simply storing the gear that goes along with their hobbies. Many take pride in the home they’ve worked decades to own outright, and see no reason to give it up.”

Of those Royal LePage experts who say that a majority of people nearing or entering retirement are downsizing, 43% say that standard condominiums are the most popular property type among this cohort, followed by adult living communities that cater to those aged 55 and up (25%), and detached properties (16%). 

Read the full press release and review the data charts for more information and regional insights:

PRESS RELEASE

DATA CHART

ADVISOR SURVEY